Personal loan · Unsecured · Fixed
Unsecured Personal Loan
10.56%comparison rate p.a.
from 9.64% advertised · Unsecured · fixed · any purpose
47th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
No application, monthly or annual fee.
- Advertised rate
- from 9.64% p.a.
- Application fee
- None
- Loan term
- 3 years to 7 years
- Comparison rate
- 10.56% p.a.
- Monthly fee
- None
- Extra repayments
- Yes
- Advertised rate
- from 9.64% p.a.
- Comparison rate
- 10.56% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan term
- 3 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
- Unsecured Personal Loan
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 26 September 2026.
Personal Loan from $5K-$50K with no security required.
Also from Southern Cross Credit Union: Secured Personal Loan 9.15% · New Vehicle Loan 9.15%
As of 2 November 2026, the Southern Cross Credit Union Unsecured Personal Loan has a comparison rate of 10.56% (from 9.64% advertised), ranking 47th of 84 unsecured loans tracked by BankMate and sitting 0.08 points below the unsecured market average of 10.64%. It is an unsecured fixed-rate loan for any purpose with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.