Southern Cross Credit Union · Personal loan · Unsecured · Fixed
LiveNEW VEHICLE LOAN
As of 18 September 2026, the Southern Cross Credit Union NEW VEHICLE LOAN has a comparison rate of 9.15% (from 8.24% advertised), ranking 105th of 212 unsecured loans tracked by BankMate and sitting 7.98 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for car loan with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
from 8.24% advertised · Unsecured · fixed · car loan
No application, monthly or annual fee.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- NEW VEHICLE LOAN
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 8.24% p.a.
- Comparison rate
- 9.15% p.a.
- Rate type
- Fixed
Fees
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan term
- 3 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
About this product
Personal Loan to buy new or demo model vehicle from $5K-$150K with vehicle taken as security over the loan.