Southern Cross Credit Union · Personal loan · Unsecured · Fixed
LiveMOTOR SCOUT USED VEHICLE LOAN
As of 18 September 2026, the Southern Cross Credit Union MOTOR SCOUT USED VEHICLE LOAN has a comparison rate of 10.61% (from 8.24% advertised), ranking 145th of 212 unsecured loans tracked by BankMate and sitting 6.52 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for car loan with fees of $990 application · $8 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
from 8.24% advertised · Unsecured · fixed · car loan
Fees: $990 application · $8/mo.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- MOTOR SCOUT USED VEHICLE LOAN
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 8.24% p.a.
- Comparison rate
- 10.61% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $990
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $20,000 – $150,000
- Loan term
- 3 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18
- Residency
- Australian residents only
About this product
Personal Loan to finance the purchase of a used vehicle through Motor Scout Car buying service