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Savings · Side by side

ANZ Plus Flex Saver vs ANZ Plus Growth Saver

vs
Both are open to anyone 15 or over.
Interest a year on $50,000, with the conditions met
$1,325
2.65% on this balance
$2,675
5.35% on this balance

ANZ Plus Growth Saver pays $1,350 more a year on $50,000 than ANZ Plus Flex Saver.

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Where they differThe rate (5.35% against 5.35%), the conditions on the bonus and how much of a balance the top rate covers.

The same on bothA 5.35% rate, open to anyone 15 or over and no minimum balance.

ANZ PlusANZ Plus Flex Saver
ANZ PlusANZ Plus Growth Saver
Interest a year without meeting the conditions
on $50,000
$1,325
No conditions to miss
+$1,275 · More without meeting the conditions
$50
at the base rate
Rate on your $50,000
2.65%
blended across its tiers
5.35%
one rate on all of it
+2.70 · Higher rate on this balance
Base rate
paid whatever you do
5.35%
the whole rate
+5.25 · Higher base rate
0.10%
Bonus rate
None
one rate, nothing to do
5.25%
with the conditions met
+5.25 · Higher bonus rate
Top rate paid up to
$5k
No cap
Covers all of it · Covers more of a balance
What the bonus asks each month
Nothing
  1. A balance at least $100 higher than it started
Rank by total rate
26th of 117
among accounts open to adults
26th of 117
among accounts open to adults
Last rate change
9 Oct 2026
up 0.25
9 Oct 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

ANZ Plus Flex Saver
Go to siteMore about this account
ANZ Plus Growth Saver
Go to siteMore about this account

As of 1 November 2026, ANZ Plus Flex Saver pays 5.35% with nothing to do each month, and ANZ Plus Growth Saver pays 5.35% with its monthly conditions met. On $50,000, that's $1,325 against $2,675 a year, $1,350 more from ANZ Plus Growth Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

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