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MoveBank Bonus Saver vs MoveBank Online Saver

vs
Interest a year on $50,000, with the conditions met
$2,675
5.35% on this balance
$2,350
4.70% on this balance

MoveBank Bonus Saver pays $325 more a year on $50,000 than MoveBank Online Saver.

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MoveBankBonus Saver
MoveBankOnline Saver
Interest a year with the conditions missed
on $50,000
$50
at the base rate
$2,350
No conditions to miss
+$2,300 · More with the conditions missed
Total rate
base plus bonus
5.35%
+0.65 · Higher total rate
4.70%
Base rate
paid whatever you do
0.10%
4.70%
the whole rate
+4.60 · Higher base rate
Bonus rate
5.25%
with the conditions met
+5.25 · Higher bonus rate
None
one rate, nothing to do
Top rate paid up to
$250k
$2M
+$1.8M · Covers more of a balance
What the bonus asks each month
  1. 1A deposit of at least $200
  2. 2No withdrawals
Nothing
Who can open it
Anyone 12 or over
Anyone 12 or over
Minimum balance
None
None
Rank by total rate
among the accounts we track
25th of 153
84th of 153
Last rate change
2 June 2026
up 0.35
2 June 2026
up 0.55

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

As of 14 October 2026, MoveBank Bonus Saver pays 5.35% with its monthly conditions met, and MoveBank Online Saver pays 4.70% with nothing to do each month. On $50,000, that's $2,675 against $2,350 a year, $325 more from MoveBank Bonus Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 153 accounts

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