Savings · Side by side
Qudos Bank Bonus Saver vs Qudos Bank Qsaver
vs
Interest a year on $50,000, with the conditions met
$2,675
5.35% on this balance
$2,300
4.60% on this balance
Qudos Bank Bonus Saver pays $375 more a year on $50,000 than Qudos Bank Qsaver.
Drag to try another balance
Where they differThe rate (5.35% against 4.60%), the conditions on the bonus and how much of a balance the top rate covers.
The same on bothOpen to anyone and no minimum balance.
Qudos BankBonus Saver
Qudos BankQsaver
Figure by figure
Interest a year without meeting the conditions
on $50,000
$50
at the base rate
$2,300
No conditions to miss
+$2,250 · More without meeting the conditions
Total rate
base plus bonus
5.35%
+0.75 · Higher total rate
4.60%
Base rate
paid whatever you do
0.10%
4.60%
the whole rate
+4.50 · Higher base rate
Bonus rate
5.25%
with the conditions met
+5.25 · Higher bonus rate
None
one rate, nothing to do
Top rate paid up to
$100k
$500k
+$400k · Covers more of a balance
What the bonus asks each month
- A deposit of at least $100
- No withdrawals
Nothing
Rank by total rate
26th of 117
among accounts open to adults
73rd of 117
among accounts open to adults
Last rate change
15 Oct 2026
up 0.25
15 Oct 2026
up 0.25
Rates over time
Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.
As of 2 November 2026, Qudos Bank Bonus Saver pays 5.35% with its monthly conditions met, and Qudos Bank Qsaver pays 4.60% with nothing to do each month. On $50,000, that's $2,675 against $2,300 a year, $375 more from Qudos Bank Bonus Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.
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