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Qudos Bank · Savings account
LiveBonus Saver
Pays 5.10% p.a. total (0.10% base plus 5.00% bonus) as of 18 September 2026. Ranks 33rd of 93 savings accounts tracked by BankMate, 0.24 points above the average of 4.86%. The rate last rose on 21 May 2026, 15 days after the RBA raised the cash rate to 4.35%.
5.10%p.a.
0.10% base + 5.00% bonus · bonus up to $100,000 · variable
Rate over time
Total rate, conditions met- Bonus Saver
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Apr 2026: ranked 29 of 88
- May 2026: ranked 23 of 91
- June 2026: ranked 29 of 91
- July 2026: ranked 31 of 92
- Aug 2026: ranked 31 of 92
- Sept 2026: ranked 33 of 93
Apr 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
In the top 50% for every one of the last 6 months.
Changes
2 on record since 2 Apr 2026- 4.85 → 5.10Bonus rate · 15 days after the RBA rise to 4.35%+0.25
- 4.50 → 4.85Base and bonus restructured · 44 days after the RBA rise to 4.10%+0.35
Conditions for the bonus rate
Checked each month- Monthly deposits
- $100/month
- Withdrawals
- Not allowed
- Balance range
- $0 - $100,000
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $100k
5.10%$100k – $2M
4.75%$2M+
2.75%Notes from savers
to leave a note.