Savings account
Qudos Bank Bonus Saver
5.35%p.a. total
0.10% base + 5.25% bonus when the conditions are met
29th of 151 savings accounts · market average 4.37%
The RBA raised the cash rate to 4.60% on 30 September. Bonus Saver moved on 15 October, 15 days later.
What the bonus asks
2 things each month- Each month
- A deposit of at least $100
- No withdrawals
- A month without them
Pays the 0.10% base rate on the whole balance.
- Who can open it
Anyone
- Balance
The bonus is paid on balances up to $100,000.
Rate history
Last change 15 Oct- Bonus Saver
- RBA cash rate
- Market average
October 20261 change
- 15Thu
- 5.10 → 5.35Bonus rate 5.00% → 5.25% · 15 days after the RBA rise to 4.60%+0.25
May 20262 changes
- 21Thu
- 4.85 → 5.10Bonus rate 4.75% → 5.00% · 15 days after the RBA rise to 4.35%+0.25
- 1Fri
- 4.50 → 4.85Base 0.05% → 0.10%, bonus 4.45% → 4.75% · 44 days after the RBA rise to 4.10%+0.35
- #24AprApr 2026: ranked 24 of 76
- #19MayMay 2026: ranked 19 of 79
- #25JunJune 2026: ranked 25 of 79
- #26JulJuly 2026: ranked 26 of 80
- #26AugAug 2026: ranked 26 of 80
- #34SepSep 2026: ranked 34 of 120
- #28OctOct 2026: ranked 28 of 150
- #29NowNov 2026: ranked 29 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
In the top 50% for every one of the last 8 months.
- A year meeting the conditions
- $2,675
- A year without meeting the conditions
- $50
- Against the average (4.37%)
- +$491
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Notes from savers
to leave a note.
Other Qudos Bank accounts: Qsaver 4.60%
Pays 5.35% p.a. total (0.10% base plus 5.25% bonus) as of 1 November 2026. Ranks 29th of 151 savings accounts tracked by BankMate, 0.98 points above the average of 4.37%. The rate last rose on 15 October 2026, 15 days after the RBA raised the cash rate to 4.60%. From Qudos Bank's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·