Savings account
Qudos Bank Qsaver
4.85%p.a. from 19 Nov · 4.60% until then
No bonus conditions: the rate is paid every month
84th of 151 savings accounts · market average 4.46%
The RBA raised the cash rate to 4.85% on 4 November. Qsaver rises to 4.85% on 19 November, as announced. Until then it pays 4.60%.
What it asks
Nothing each month- Each month
Nothing. The rate is paid every month.
- Who can open it
Anyone
- Balance
The top rate is paid on balances up to $500,000.
Rate history
Rise announced for 19 Nov- Qsaver
- RBA cash rate
- Market average
November 20261 change
- 19Thu
- 4.60 → 4.85Announced by the bank · rises on this day, 4.60% until then+0.25
October 20261 change
- 15Thu
- 4.35 → 4.60Total rate 4.35% → 4.60% · 15 days after the RBA rise to 4.60%+0.25
- #84SepSep 2026: ranked 84 of 120
- #87OctOct 2026: ranked 87 of 150
- #91NowNov 2026: ranked 91 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Mostly outside the top half of accounts over the last 3 months: from #87 of 150 in Oct 2026 to #84 of 120 in Sep 2026.
- Interest a year
- $2,425
- Each month
- $202
- Against the average (4.46%)
- +$196
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Today’s rate, then the rate from 19 Nov, as the bank has announced.
Savings made simple. Take your savings to the next level, with Qudos Bank's QSaver.
Notes from savers
to leave a note.
Other Qudos Bank accounts: Bonus Saver 5.60%
Pays 4.60% p.a. total as of 9 November 2026, and 4.85% from 19 Nov as announced by the bank. Ranks 84th of 151 savings accounts tracked by BankMate, 0.39 points above the average of 4.46%. The rate last rose on 15 October 2026, 15 days after the RBA raised the cash rate to 4.60%. From Qudos Bank's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·