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Rabobank High Interest Savings Account vs Rabobank PremiumSaver

vs
Both are open to anyone 18 or over.
Interest a year on $50,000, with the conditions met
$2,075
4.15% on this balance
$2,825
5.65% on this balance

Rabobank PremiumSaver pays $750 more a year on $50,000 than Rabobank High Interest Savings Account.

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Where they differThe rate (4.15% against 5.65%), the conditions on the bonus and the intro rate.

The same on bothThe top rate up to $250k, open to anyone 18 or over and no minimum balance.

RabobankHigh Interest Savings Account
RabobankPremiumSaver
Interest a year without meeting the conditions
on $50,000
$2,075
No conditions to miss
+$1,675 · More without meeting the conditions
$400
at the base rate
Total rate
base plus bonus
4.15%
5.65%
+1.50 · Higher total rate
Base rate
paid whatever you do
4.15%
the whole rate
+3.35 · Higher base rate
0.80%
Bonus rate
None
one rate, nothing to do
4.85%
with the conditions met
+4.85 · Higher bonus rate
What the bonus asks each month
Nothing
  1. A balance at least $200 higher than it started
Intro rate
for new accounts
6.15%
for 4 months
None
Rank by total rate
86th of 117
among accounts open to adults
5th of 117
among accounts open to adults
Last rate change
13 Oct 2026
up 0.15
13 Oct 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Rabobank High Interest Savings Account
Go to siteMore about this account
Rabobank PremiumSaver
Go to siteMore about this account

As of 2 November 2026, Rabobank High Interest Savings Account pays 4.15% with nothing to do each month, and Rabobank PremiumSaver pays 5.65% with its monthly conditions met. On $50,000, that's $2,075 against $2,825 a year, $750 more from Rabobank PremiumSaver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 151 accounts

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