Savings account · 18+ years
Rabobank High Interest Savings Account
4.15%p.a. total
No bonus conditions: the rate is paid every month
6.15% for the first 4 months, then 4.15%105th of 151 savings accounts · market average 4.37%
The RBA raised the cash rate to 4.60% on 30 September. High Interest Savings Account moved on 13 October, 13 days later.
What it asks
Nothing each month- Each month
Nothing. The rate is paid every month.
- Who can open it
Anyone 18 or over
- Balance
The top rate is paid on balances up to $250,000.
Rate history
Last change 13 Oct- High Interest Savings Account
- RBA cash rate
- Market average
October 20261 change
- 13Tue
- 4.00 → 4.15Total rate 4.00% → 4.15% · 13 days after the RBA rise to 4.60%+0.15
May 20261 change
- 13Wed
- 3.95 → 4.00Total rate 3.95% → 4.00% · 7 days after the RBA rise to 4.35%+0.05
March 20261 change
- 25Wed
- 3.70 → 3.95Total rate 3.70% → 3.95% · 7 days after the RBA rise to 4.10%+0.25
- #56MarMar 2026: ranked 56 of 64
- #67AprApr 2026: ranked 67 of 76
- #70MayMay 2026: ranked 70 of 79
- #70JunJune 2026: ranked 70 of 79
- #71JulJuly 2026: ranked 71 of 80
- #71AugAug 2026: ranked 71 of 80
- #93SepSep 2026: ranked 93 of 120
- #104OctOct 2026: ranked 104 of 150
- #105NowNov 2026: ranked 105 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Mostly outside the top half of accounts over the last 9 months: from #104 of 150 in Oct 2026 to #71 of 80 in July 2026.
- Interest a year
- $2,075
- Each month
- $173
- Against the average (4.37%)
- −$109
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Notes from savers
to leave a note.
Other Rabobank accounts: PremiumSaver 5.65%
Pays 4.15% p.a. with no bonus conditions as of 2 November 2026. Ranks 105th of 151 savings accounts tracked by BankMate, 0.22 points below the average of 4.37%. The rate last rose on 13 October 2026, 13 days after the RBA raised the cash rate to 4.60%. From Rabobank's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·