BankMate

Savings account · 18+ years

Rabobank PremiumSaver

5.65%p.a. total

0.80% base + 4.85% bonus when the conditions are met

7th of 151 savings accounts · market average 4.37%

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The RBA raised the cash rate to 4.60% on 30 September. PremiumSaver moved on 13 October, 13 days later.

What the bonus asks

1 thing each month
Each month
  1. A balance at least $200 higher than it started
A month without them

Pays the 0.80% base rate on the whole balance.

Who can open it

Anyone 18 or over

Balance

The bonus is paid on balances up to $250,000.

Compare all 151 accounts

Rate history

Last change 13 Oct
  • PremiumSaver
  • RBA cash rate
  • Market average
4.004.505.005.50MarMayJulSepToday5.65% p.a. today

October 20261 change

  1. 13Tue
    • 5.40 → 5.65Base 0.65% → 0.80%, bonus 4.75% → 4.85% · 13 days after the RBA rise to 4.60%
      +0.25

May 20261 change

  1. 13Wed
    • 5.15 → 5.40Base 0.60% → 0.65%, bonus 4.55% → 4.75% · 7 days after the RBA rise to 4.35%
      +0.25

March 20261 change

  1. 25Wed
    • 4.90 → 5.15Bonus rate 4.30% → 4.55% · 7 days after the RBA rise to 4.10%
      +0.25

  1. #3FebFeb 2026: ranked 3 of 42
  2. #5MarMar 2026: ranked 5 of 64
  3. #7AprApr 2026: ranked 7 of 76
  4. #3MayMay 2026: ranked 3 of 79
  5. #6JunJune 2026: ranked 6 of 79
  6. #6JulJuly 2026: ranked 6 of 80
  7. #6AugAug 2026: ranked 6 of 80
  8. #9SepSep 2026: ranked 9 of 120
  9. #6OctOct 2026: ranked 6 of 150
  10. #7NowNov 2026: ranked 7 of 151
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

In the top 10% for every one of the last 10 months.

A year meeting the conditions
$2,825
A year without meeting the conditions
$400
Against the average (4.37%)
+$641

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

Up to $250k5.65%
$250k+4.00%

Notes from savers

to leave a note.

Other Rabobank accounts: High Interest Savings Account 4.15%

Pays 5.65% p.a. total (0.80% base plus 4.85% bonus) as of 1 November 2026. Ranks 7th of 151 savings accounts tracked by BankMate, 1.28 points above the average of 4.37%. The rate last rose on 13 October 2026, 13 days after the RBA raised the cash rate to 4.60%. From Rabobank's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·