Virgin Money Boost Saver vs Virgin Money Boost Saver with Lock Saver
Virgin Money Boost Saver with Lock Saver pays $250 more a year on $50,000 than Virgin Money Boost Saver.
Where they differThe rate (5.30% against 5.80%), the conditions on the bonus and who can open it.
The same on both$25 a year without meeting the conditions, a 0.05% base rate, the top rate up to $250k and no minimum balance.
- A deposit of at least $1,000
- 5 card purchases
- A deposit of at least $1,000
- 5 card purchases
- A 32-day lock
Rates over time
Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.
As of 2 November 2026, Virgin Money Boost Saver pays 5.30% with its monthly conditions met, and Virgin Money Boost Saver with Lock Saver pays 5.80% with its monthly conditions met. On $50,000, that's $2,650 against $2,900 a year, $250 more from Virgin Money Boost Saver with Lock Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.