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GMCU · Term deposit · 1 term

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Fixed Term Deposit - 24 months

The GMCU Fixed Term Deposit - 24 months pays up to 4.65% p.a. as of 18 September 2026, over a 24-month term, 169th of 394 24-month deposits tracked by BankMate. Interest is paid annually, from a $4,999 deposit. Its rates last changed on 19 August 2026.

4.65%p.a. · 2 years

interest annually; from $4,999

Early withdrawal is not allowed.

Go to gmcu

Rates over time

Best rate per term
  • 2 years
  • RBA cash rate
  • Market average · 12-month deposits
4.004.505.005.50MayJunJulAugToday4.65

Changes

2 changes since 17 Apr 2026
  1. Fixed Term Deposit - 24 months · 24-month 5.00 → 4.65
    −0.35
  2. Fixed Term Deposit - 24 months · 24-month 5.60 → 5.00
    −0.60

Rates by term

Ranked within each term
2 years
4.65% · #169 of 394 24-month deposits

Deposit

Minimum deposit
$4,999
Maximum deposit
$1,000,000

Interest

Paid
Annually
Compounding
monthly

Early withdrawal

Before maturity
Not allowed

About this product

a 24 month term deposit available to invest your money and earn a fixed rate of interest

Compare all term deposits