The GMCU Monthly Income Term Deposit - 24 months pays up to 4.55% p.a. as of 18 September 2026, over a 24-month term, 192nd of 394 24-month deposits tracked by BankMate. Interest is paid monthly, from a $4,999 deposit. Its rates last changed on 18 August 2026.
4.55%p.a. · 2 years
interest monthly; from $4,999
Early withdrawal is not allowed.
Rates over time
Best rate per term- 2 years
- RBA cash rate
- Market average · 12-month deposits
Changes
4 changes since 17 Apr 2026- Monthly Income Term Deposit - 24 months · 24-month 4.90 → 4.55−0.35
- Monthly Income Term Deposit - 24 months · 24-month 5.50 → 4.90−0.60
- Monthly Income Term Deposit - 24 months · 24-month 4.90 → 5.50+0.60
- Monthly Income Term Deposit - 24 months · 24-month 5.50 → 4.90−0.60
Rates by term
Ranked within each term- 2 years
- 4.55% · #192 of 394 24-month deposits
Deposit
- Minimum deposit
- $4,999
- Maximum deposit
- $1,000,000
Interest
- Paid
- Monthly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
a 24 month, monthly income term deposit available to invest your money and earn a fixed rate of interest. Interest will be paid monthly into a gmcu account