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GMCU

As of 18 September 2026, GMCU has 10 products across two of the 8 pillars BankMate tracks: 8 term deposits and 2 personal loans. Its highest-placed product is Fixed Term Deposit - 6 to 8 months at 5.00% p.a. for 8 months, 77th of 500 9-month deposits. Its rates last moved on 19 August 2026.

Term deposits· 8Personal loans· 2
Pillars
2 of 8
No savings accounts, credit cards, home loans…
Products tracked
10
8 term deposits · 2 personal loans
Highest placed
#77
Fixed Term Deposit - 6 to 8 months · of 500 9-month deposits
Last change
19 Aug 2026
12 changes on record

What changed

12 changes across 1 pillar since 17 Apr 2026
  1. Term depositsFixed Term Deposit - 24 months · 24-month 5.00 → 4.65
    −0.35
  2. Term depositsMonthly Income Term Deposit - 24 months · 24-month 4.90 → 4.55
    −0.35
  3. Term depositsMonthly Income Term Deposit - 12 Months · 12-month 5.30 → 4.80
    −0.50
  4. Term depositsFixed Term Deposit - 12 months · 12-month 5.40 → 4.90
    −0.50
  5. Term depositsMonthly Income Term Deposit - 24 months · 24-month 5.50 → 4.90
    −0.60
  6. Term depositsMonthly Income Term Deposit - 12 Months · 12-month 5.40 → 5.30
    −0.10
Show 6 earlier changes
  1. Term depositsMonthly Income Term Deposit - 24 months · 24-month 4.90 → 5.50
    +0.60
  2. Term depositsMonthly Income Term Deposit - 24 months · 24-month 5.50 → 4.90
    −0.60
  3. Term depositsFixed Term Deposit - 12 months · 12-month 5.50 → 5.40
    −0.10
  4. Term depositsFixed Term Deposit - 24 months · 24-month 5.60 → 5.00
    −0.60
  5. Term depositsMonthly Income Term Deposit - 12 Months · 12-month 4.40 → 5.4033 days after the RBA rise to 4.10%
    +1.00
  6. Term depositsMonthly Income Term Deposit - 12 Months · 12-month 5.40 → 4.40
    −1.00

Term deposits · 8

Best rate per product, by term · ranked within each term
Show 3 more

Full term deposits record for GMCU →

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Personal loans · 2

Comparison rate · ranked within unsecured or secured loans

Unsecured · 1

  • Personal Loan - Unsecured

    Unsecured · fixed · any purpose · $150 application

    15.18%#197 of 212

Secured · 1

  • Personal Loan - Secured

    Secured · fixed · any purpose · $150 application

    8.04%#23 of 48

Full personal loans record for GMCU →

Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report

GMCU has no savings accounts, credit cards, home loans, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.

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