The GMCU Fixed Term Deposit - 12 months pays up to 4.90% p.a. as of 18 September 2026, over a 12-month term, 249th of 590 12-month deposits tracked by BankMate. Interest is paid at maturity, from a $4,999 deposit. Its rates last changed on 18 August 2026.
4.90%p.a. · 1 year
interest at maturity; from $4,999
Early withdrawal is not allowed.
Rates over time
Best rate per term- 1 year
- RBA cash rate
- Market average · 12-month deposits
Changes
2 changes since 17 Apr 2026- Fixed Term Deposit - 12 months · 12-month 5.40 → 4.90−0.50
- Fixed Term Deposit - 12 months · 12-month 5.50 → 5.40−0.10
Rates by term
Ranked within each term- 1 year
- 4.90% · #249 of 590 12-month deposits
Deposit
- Minimum deposit
- $4,999
- Maximum deposit
- $1,000,000
Interest
- Paid
- At maturity
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
A 12 month term deposit available to invest your money and earn a fixed rate of interest