Latitude Rewards · Credit card
Latitude Gem Visa
$400bonus
$257 after the $143 first-year fee
18th of 66 bonus cards
$400 in Latitude Rewards when you spend $1,500 a month on purchases, including Interest Free plans, for the first 4 months after approval. New customers approved by 29 January 2027. Ends 29 January 2027 (89 days).
- Annual fee
- $143
- Rewards program
- Latitude Rewards
- Purchase rate
- 28.99% p.a.
- Complimentary travel insurance
- No
- Minimum income
- $20,000 a year
- Monthly fee
- $12
- Annual fee
- $143
- Monthly fee
- $12
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Rewards program
- Latitude Rewards
- Dining spend
- 3% back
- Grocery spend
- 3% back
- Purchase rate
- 28.99% p.a.
- Cash advance rate
- 29.99% p.a.
- Interest-free days
- Up to 55
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
- Minimum income
- $20,000 a year
- Minimum credit limit
- $1,000
- Latitude Gem Visa
No changes recorded for this product since tracking began on 13 September 2026.
Latitude Gem Visa gives you flexible ways to pay—enjoy 0% interest from 6–60 months at leading retailers or 6 months on general purchases $250+ - selected within 30 days of purchase, plus up to 55 days interest free on general purchases. Latitude Gem Visa also lets you earn 3% back in Latitude Rewards on eligible spend across groceries, dining, theatre, and cinema when you spend at least $1,000 per statement cycle.
Also from Latitude Finance: Latitude GO Mastercard $257 net · David Jones Premiere Credit Card $149 fee, $0 in year 1 · Latitude Low Rate Mastercard $69 fee · Latitude 28° Global Platinum Mastercard $96 fee, $0 in year 1 · David Jones Prestige Credit Card $345 fee, $0 in year 1
A $400 sign-up bonus as of 1 November 2026. After the $143 first-year fee it nets $257, 18th of 66 bonus cards tracked by BankMate. The offer ends 29 January 2027. From the provider's Consumer Data Right feed, refreshed nightly.