A $149 annual fee and a 26.99% p.a. purchase rate as of 18 September 2026. The fee ranks 47th lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.
Annual fee over time
Annual fee- MoneyMe Cashback Rewards Card
Changes
1 change since 13 Sept 2026- MoneyMe Cashback Rewards Card · rewards program now Cashback2 fields
- Rewards program none → Cashback
- Base earn rate — → 1
Fees
- Annual fee
- $149
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $35
Earning
- Rewards program
- Cashback
- Base earn rate
- 1% back
Interest
- Purchase rate
- 26.99% p.a.
- Cash advance rate
- 29.99% p.a.
- Interest-free days
- Up to 44
Perks
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Mastercard
Eligibility
- Minimum income
- $30,000 a year
- Minimum credit limit
- $1,000
- Maximum credit limit
- $20,000
About this product
Digital credit card with cashback rewards. Purchase and cash advance rates are personalised to your Equifax OneScore credit band. Credit limits up to $20,000.