No annual fee and a 20.99% p.a. purchase rate as of 18 September 2026. The fee ranks 1st lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.
$0annual fee
0.0625 RevPoints pts per $ · 20.99% p.a. purchases · up to 44 interest-free days
Annual fee over time
Annual fee- Revolut Credit Card · Standard plan
Changes
2 changes since 13 Sept 2026- Revolut Credit Card · Standard plan · base earn rate 0.077 → 0.0625 per $—
- Revolut Credit Card · Standard plan · base earn rate — → 0.077 per $Re-read from the issuer's card page—
Fees
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 1.5%
- Late payment fee
- $30
Earning
- Rewards program
- RevPoints
- Base earn rate
- 0.0625 RevPoints pts per $
Interest
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 23.99% p.a.
- Interest-free days
- Up to 44
Perks
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum income
- $2,000 a year
- Minimum credit limit
- $1,000
- Maximum credit limit
- $35,000
About this product
The free plan. 1 RevPoint per eligible $16 spent; 1.5% on foreign spend above the fair-usage limit. Paid plans earn more on the same card.