As of 18 September 2026, the ANZ Plus ANZ Plus Home Loan Variable's variable owner-occupier P&I variant has a comparison rate of 6.26% (6.25% advertised), ranking 31st of 107 variable owner-occupier P&I loans and sitting 0.50 points below the market average of 6.76%. The product comes in 2 variants; the other is investor.
6.26%comparison rate p.a.
6.25% advertised · Variable · P&I · Owner-occupier
1 other variant: investor below.
Rate over time
Comparison rate · Variable · P&I · Owner-occupier- ANZ Plus Home Loan Variable · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier
- 6.26% comparison · 6.25% advertised
- Variable · P&I · Investor
- 6.55% comparison · 6.55% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $350
- Redraw fee
- None
Features
Headline variant- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $10,000
- Maximum loan
- $2,000,000