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Bank Australia · Home loan · Variable

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Basic Investment Loan

As of 18 September 2026, the Bank Australia Basic Investment Loan's variable investor P&I variant has a comparison rate of 6.34% (6.34% advertised), ranking 8th of 81 variable investor P&I loans. The product comes in 4 variants; the others are investor and other LVR bands.

6.34%comparison rate p.a.

6.34% advertised · Variable · P&I · Investor · 60–70% LVR

3 other variants: investor and other LVR bands below.

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Rate over time

Comparison rate · Variable · P&I · Investor · 60–70% LVR
  • Basic Investment Loan · Variable · P&I · Investor
  • RBA cash rate
5.006.00Today6.34% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate
Variable · P&I · Investor · ≤60% LVR
6.34% comparison · 6.34% advertised
Variable · P&I · Investor · 60–70% LVR
6.34% comparison · 6.34% advertised
Variable · P&I · Investor · 70–80% LVR
6.34% comparison · 6.34% advertised
Variable · P&I · Investor · 80–90% LVR
6.59% comparison · 6.59% advertised

Fees

Headline variant
Application fee
None
Ongoing fee
None
Discharge fee
$275
Redraw fee
None

Features

Headline variant
Offset account
No
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Eligibility

Minimum loan
$10,000

About this product

Our Basic Investment Loan is anything but, with a low rate, low fees and feel-good features.

Compare all home loans