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Bank Australia · Home loan · Variable

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Offset Investment Loan IO

As of 18 September 2026, the Bank Australia Offset Investment Loan IO's variable investor interest-only variant has a comparison rate of 6.52% (6.49% advertised), ranking 16th of 80 variable investor interest-only loans. The product comes in 4 variants; the others are investor, interest-only and other LVR bands.

6.52%comparison rate p.a.

6.49% advertised · Variable · Interest Only · Investor · ≤60% LVR

3 other variants: investor, interest-only and other LVR bands below.

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Rate over time

Comparison rate · Variable · Interest Only · Investor · ≤60% LVR
  • Offset Investment Loan IO · Variable · Interest Only · Investor
  • RBA cash rate
5.006.00Today6.52% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate
Variable · Interest Only · Investor · ≤60% LVR
6.52% comparison · 6.49% advertised
Variable · Interest Only · Investor · 60–70% LVR
6.57% comparison · 6.54% advertised
Variable · Interest Only · Investor · 70–80% LVR
6.62% comparison · 6.59% advertised
Variable · Interest Only · Investor · 80–90% LVR
6.97% comparison · 6.94% advertised

Fees

Headline variant
Application fee
None
Ongoing fee
$17 a month
Discharge fee
$275

Features

Headline variant
Offset account
Yes
Redraw
No
Extra repayments
Yes
Portable
No
Repayment holiday
No

Eligibility

Minimum loan
$10,000

About this product

A home loan packed with positives for future generations.

Compare all home loans