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Bank Australia · Home loan · Variable
LiveBasic Investment Loan IO
As of 18 September 2026, the Bank Australia Basic Investment Loan IO's variable investor interest-only variant has a comparison rate of 6.45% (6.59% advertised), ranking 11th of 80 variable investor interest-only loans. The product comes in 4 variants; the others are investor, interest-only and other LVR bands.
6.45%comparison rate p.a.
6.59% advertised · Variable · Interest Only · Investor · 70–80% LVR
3 other variants: investor, interest-only and other LVR bands below.
Rate over time
Comparison rate · Variable · Interest Only · Investor · 70–80% LVR- Basic Investment Loan IO · Variable · Interest Only · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · Interest Only · Investor · ≤60% LVR
- 6.45% comparison · 6.59% advertised
- Variable · Interest Only · Investor · 60–70% LVR
- 6.45% comparison · 6.59% advertised
- Variable · Interest Only · Investor · 70–80% LVR
- 6.45% comparison · 6.59% advertised
- Variable · Interest Only · Investor · 80–90% LVR
- 6.70% comparison · 6.84% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $275
Features
Headline variant- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $10,000
About this product
Our Basic Investment Loan is anything but, with a low rate, low fees and feel-good features. With Interest Only repayments.