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Bank Australia · Home loan · 1yr Fixed
LiveBasic Investment Loan Fixed
As of 18 September 2026, the Bank Australia Basic Investment Loan Fixed's 1-year fixed investor P&I variant has a comparison rate of 6.35% (6.39% advertised), ranking 5th of 43 1-year fixed investor P&I loans. The product comes in 16 variants; the others are investor, other fixed terms and other LVR bands.
6.35%comparison rate p.a.
6.39% advertised · 1yr Fixed · P&I · Investor · 70–80% LVR
15 other variants: investor, other fixed terms and other LVR bands below.
Rate over time
Comparison rate · 1yr Fixed · P&I · Investor · 70–80% LVR- Basic Investment Loan Fixed · 1yr Fixed · P&I · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- 1yr Fixed · P&I · Investor · ≤60% LVR
- 6.35% comparison · 6.39% advertised
- 1yr Fixed · P&I · Investor · 60–70% LVR
- 6.35% comparison · 6.39% advertised
- 1yr Fixed · P&I · Investor · 70–80% LVR
- 6.35% comparison · 6.39% advertised
- 1yr Fixed · P&I · Investor · 80–90% LVR
- 6.60% comparison · 6.69% advertised
- 2yr Fixed · P&I · Investor · ≤60% LVR
- 6.36% comparison · 6.44% advertised
- 2yr Fixed · P&I · Investor · 60–70% LVR
- 6.36% comparison · 6.44% advertised
- 2yr Fixed · P&I · Investor · 70–80% LVR
- 6.36% comparison · 6.44% advertised
- 2yr Fixed · P&I · Investor · 80–90% LVR
- 6.61% comparison · 6.69% advertised
- 3yr Fixed · P&I · Investor · ≤60% LVR
- 6.40% comparison · 6.54% advertised
- 3yr Fixed · P&I · Investor · 60–70% LVR
- 6.40% comparison · 6.54% advertised
- 3yr Fixed · P&I · Investor · 70–80% LVR
- 6.40% comparison · 6.54% advertised
- 3yr Fixed · P&I · Investor · 80–90% LVR
- 6.67% comparison · 6.84% advertised
- 5yr Fixed · P&I · Investor · ≤60% LVR
- 6.48% comparison · 6.64% advertised
- 5yr Fixed · P&I · Investor · 60–70% LVR
- 6.48% comparison · 6.64% advertised
- 5yr Fixed · P&I · Investor · 70–80% LVR
- 6.48% comparison · 6.64% advertised
- 5yr Fixed · P&I · Investor · 80–90% LVR
- 6.73% comparison · 6.89% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $275
Features
Headline variant- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $10,000
About this product
Our Basic Investment Loan is anything but, with low fees and feel-good features. With the certainty of a fixed rate.