Personal loan · Unsecured · Variable
Personal Loan Unsecured
12.33%comparison rate p.a.
from 12.29% advertised · Unsecured · variable · any purpose
64th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $150 application.
- Advertised rate
- from 12.29% p.a.
- Application fee
- $150
- Loan amount
- From $1,000
- Minimum age
- 18
- Comparison rate
- 12.33% p.a.
- Monthly fee
- None
- Advertised rate
- from 12.29% p.a.
- Comparison rate
- 12.33% p.a.
- Rate type
- Variable
- Application fee
- $150
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $1,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
- Minimum age
- 18
- Personal Loan Unsecured
- RBA cash rate
- Unsecured average
October 20261 change
- 14Wed
- 12.08 → 12.3314 days after the RBA rise to 4.60%+0.25
Also from bankWAW: Personal Loan Secured Other 8.52%
As of 1 November 2026, the bankWAW Personal Loan Unsecured has a comparison rate of 12.33% (from 12.29% advertised), ranking 64th of 84 unsecured loans tracked by BankMate and sitting 1.69 points above the unsecured market average of 10.64%. It is an unsecured variable-rate loan for any purpose with fees of $150 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 14 October 2026, 14 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.