Personal loan · Unsecured · Variable
Personal Loan
11.53%comparison rate p.a.
from 10.50% advertised · Unsecured · variable · any purpose
54th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $150 application.
- Advertised rate
- from 10.50% p.a.
- Application fee
- $150
- Loan term
- Up to 7 years
- Minimum age
- 18
- Comparison rate
- 11.53% p.a.
- Monthly fee
- None
- Advertised rate
- from 10.50% p.a.
- Comparison rate
- 11.53% p.a.
- Rate type
- Variable
- Application fee
- $150
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan term
- Up to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Minimum age
- 18
- Residency
- Australian residents only
- Personal Loan
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 26 September 2026.
Whether you're looking to take a holiday, renovate your home or you want to consolidate debt, we could help you with a CWCU Variable Rate Personal Loan
Also from Central West CUL: Classic Car Loan - New Vehicle 7.82% · Classic Car Loan - Used Vehicle no more than 7 years old 7.92% · Premium Personal Loan 10.52%
As of 2 November 2026, the Central West CUL Personal Loan has a comparison rate of 11.53% (from 10.50% advertised), ranking 54th of 84 unsecured loans tracked by BankMate and sitting 0.89 points above the unsecured market average of 10.64%. It is an unsecured variable-rate loan for any purpose with fees of $150 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.