Personal loan · Unsecured · Variable

Unsecured Personal Loan

15.54%comparison rate p.a.

from 13.25% advertised · Unsecured · variable · any purpose

77th of 84 unsecured loans

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees: $300 application.

Advertised rate
from 13.25% p.a.
Application fee
$300
Loan amount
From $500
Minimum age
18
Comparison rate
15.54% p.a.
Monthly fee
None
Compare all 182 personal loans

Advertised rate
from 13.25% p.a.
Comparison rate
15.54% p.a.
Rate type
Variable

Application fee
$300
Monthly fee
None
Annual fee
None
Early repayment fee
None
Late payment fee
$5

Loan amount
From $500
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
No

Minimum age
18

  • Unsecured Personal Loan
  • RBA cash rate
  • Unsecured average
5.0010.0015.00SepOctToday15.54% p.a. today

October 20261 change

  1. 16Fri
    • 15.15 → 15.5416 days after the RBA rise to 4.60%
      +0.39

Also from Coastline Bank: Personal Car Loan 9.33% · Fixed Rate Car Loan 10.59%

As of 1 November 2026, the Coastline Bank Unsecured Personal Loan has a comparison rate of 15.54% (from 13.25% advertised), ranking 77th of 84 unsecured loans tracked by BankMate and sitting 4.90 points above the unsecured market average of 10.64%. It is an unsecured variable-rate loan for any purpose with fees of $300 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 16 October 2026, 16 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.