Education Community Variable Rate Personal Loan

As of 18 September 2026, the Credit Union SA Education Community Variable Rate Personal Loan has a comparison rate of 12.60% (from 12.60% advertised), ranking 177th of 212 unsecured loans tracked by BankMate and sitting 4.53 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for car loan with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

12.60%comparison rate p.a.

from 12.60% advertised · Unsecured · variable · car loan

No application, monthly or annual fee.

Go to Credit Union SA

Rate over time

Comparison rate · lenders publish the lowest rate in their range

Education Community Variable Rate Personal Loan
RBA cash rate
Unsecured average

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate: from 12.60% p.a.
Comparison rate: 12.60% p.a.
Rate type: Variable

Fees

Application fee: None
Monthly fee: None
Annual fee: None
Early repayment fee: None

Loan terms

Loan amount: $5,000 – $50,000
Extra repayments: Yes
Early payout: Yes
Redraw: Yes
Flexible repayment frequency: No

Eligibility

Minimum age: 18

About this product

Our Education Community Variable Rate Personal Loan is is exclusive to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members. It is an unsecured personal loan. The minimum loan amount is $5,000 and a maximum loan amount of $50,000.

Compare all personal loans