Online-only Special Fixed Rate Personal Loan

As of 18 September 2026, the Credit Union SA Online-only Special Fixed Rate Personal Loan has a comparison rate of 8.18% (from 7.69% advertised), ranking 24th of 48 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $350 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

8.18%comparison rate p.a.

from 7.69% advertised · Secured · fixed · car loan

Fees: $350 application.

Go to Credit Union SA

Rate over time

Comparison rate · lenders publish the lowest rate in their range

Online-only Special Fixed Rate Personal Loan
RBA cash rate

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate: from 7.69% p.a.
Comparison rate: 8.18% p.a.
Rate type: Fixed

Fees

Application fee: $350
Monthly fee: None
Annual fee: None
Early repayment fee: None

Loan terms

Loan amount: $15,000 – $100,000
Loan term: 7 years to 7 years
Extra repayments: Yes
Early payout: Yes
Redraw: Yes
Flexible repayment frequency: No

About this product

Our online-only Special Fixed Rate Personal Loan rate is available just for applications received through our digital channels. This product is available when secured by a new or used vehicle aged 5 years and less. The minimum loan amount is $15,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.

Compare all personal loans