BankMate

Personal loan · Secured · Fixed

Fixed Rate Personal Loan

10.74%comparison rate p.a.

from 10.24% advertised · Secured · fixed · any purpose

90th of 98 secured loans

Go to Credit Union SA

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees: $350 application.

Advertised rate
from 10.24% p.a.
Application fee
$350
Loan amount
$5,000 – $100,000
Comparison rate
10.74% p.a.
Monthly fee
None
Loan term
Up to 7 years
Compare all 182 personal loans
Compare Credit Union SA Fixed Rate side by side

Advertised rate
from 10.24% p.a.
Comparison rate
10.74% p.a.
Rate type
Fixed

Application fee
$350
Monthly fee
None
Annual fee
None
Early repayment fee
None

Loan amount
$5,000 – $100,000
Loan term
Up to 7 years
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
No

  • Fixed Rate Personal Loan
  • RBA cash rate
4.006.008.0010.00SepOctToday10.74% p.a. today

October 20261 change

  1. 16Fri
    • 10.49 → 10.7416 days after the RBA rise to 4.60%
      +0.25

Our Fixed Rate Personal Loan is available when secured by a vehicle aged 10 years and less. The minimum loan amount is $5,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.

Also from Credit Union SA: Online-only Special Fixed Rate Personal Loan 8.43% · Special Fixed Rate Personal Loan 8.73% · Variable Rate Personal Loan 14.12%

As of 2 November 2026, the Credit Union SA Fixed Rate Personal Loan has a comparison rate of 10.74% (from 10.24% advertised), ranking 90th of 98 secured loans tracked by BankMate. It is a secured fixed-rate loan for any purpose with fees of $350 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 16 October 2026, 16 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.