Fixed Rate Personal Loan

As of 18 September 2026, the Credit Union SA Fixed Rate Personal Loan has a comparison rate of 10.49% (from 9.99% advertised), ranking 45th of 48 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $350 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

10.49%comparison rate p.a.

from 9.99% advertised · Secured · fixed · car loan

Fees: $350 application.

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Rate over time

Comparison rate · lenders publish the lowest rate in their range

Fixed Rate Personal Loan
RBA cash rate

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate: from 9.99% p.a.
Comparison rate: 10.49% p.a.
Rate type: Fixed

Fees

Application fee: $350
Monthly fee: None
Annual fee: None
Early repayment fee: None

Loan terms

Loan amount: $5,000 – $100,000
Loan term: 7 years to 7 years
Extra repayments: Yes
Early payout: Yes
Redraw: Yes
Flexible repayment frequency: No

About this product

Our Fixed Rate Personal Loan is available when secured by a vehicle aged 10 years and less. The minimum loan amount is $5,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.

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