Personal loan · Unsecured · Variable
Variable Rate Personal Loan
14.12%comparison rate p.a.
from 13.60% advertised · Unsecured · variable · any purpose
74th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $350 application.
- Advertised rate
- from 13.60% p.a.
- Application fee
- $350
- Loan amount
- $5,000 – $50,000
- Comparison rate
- 14.12% p.a.
- Monthly fee
- None
- Extra repayments
- Yes
- Advertised rate
- from 13.60% p.a.
- Comparison rate
- 14.12% p.a.
- Rate type
- Variable
- Application fee
- $350
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $50,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Variable Rate Personal Loan
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
Our Variable Rate Personal Loan is an unsecured personal loan. It is an unsecured personal loan. The minimum loan amount is $5,000 and a maximum loan amount of $50,000.
Also from Credit Union SA: Online-only Special Fixed Rate Personal Loan 8.43% · Special Fixed Rate Personal Loan 8.73% · Fixed Rate Personal Loan 10.74%
As of 1 November 2026, the Credit Union SA Variable Rate Personal Loan has a comparison rate of 14.12% (from 13.60% advertised), ranking 74th of 84 unsecured loans tracked by BankMate and sitting 3.48 points above the unsecured market average of 10.64%. It is an unsecured variable-rate loan for any purpose with fees of $350 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.