Variable Rate Personal Loan

As of 18 September 2026, the Credit Union SA Variable Rate Personal Loan has a comparison rate of 14.12% (from 13.60% advertised), ranking 190th of 212 unsecured loans tracked by BankMate and sitting 3.01 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of $350 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

14.12%comparison rate p.a.

from 13.60% advertised · Unsecured · variable · any purpose

Fees: $350 application.

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Rate over time

Comparison rate · lenders publish the lowest rate in their range

Variable Rate Personal Loan
RBA cash rate
Unsecured average

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate: from 13.60% p.a.
Comparison rate: 14.12% p.a.
Rate type: Variable

Fees

Application fee: $350
Monthly fee: None
Annual fee: None
Early repayment fee: None

Loan terms

Loan amount: $5,000 – $50,000
Extra repayments: Yes
Early payout: Yes
Redraw: Yes
Flexible repayment frequency: No

About this product

Our Variable Rate Personal Loan is an unsecured personal loan. It is an unsecured personal loan. The minimum loan amount is $5,000 and a maximum loan amount of $50,000.

Compare all personal loans