Personal loan · Secured · Fixed

Auto Loan Secured Fixed 36 Months

12.75%comparison rate p.a.

from 11.75% advertised · Secured · fixed · car loan

92nd of 98 secured loans

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees: $150 application · $8/mo.

Advertised rate
from 11.75% p.a.
Application fee
$150
Loan amount
$4,000 – $50,000
Minimum age
18
Comparison rate
12.75% p.a.
Monthly fee
$8
Compare all 182 personal loans

Advertised rate
from 11.75% p.a.
Comparison rate
12.75% p.a.
Rate type
Fixed

Application fee
$150
Monthly fee
$8
Annual fee
None
Early repayment fee
None
Late payment fee
$13

Loan amount
$4,000 – $50,000
Extra repayments
Yes
Early payout
Yes
Redraw
No
Flexible repayment frequency
No

Minimum age
18
Residency
Australian residents only

  • Auto Loan Secured Fixed 36 Months
  • RBA cash rate
5.007.5010.0012.50SepOctToday12.75% p.a. today

October 20262 changes

  1. 15Thu
    • 12.71 → 12.7515 days after the RBA rise to 4.60%
      +0.04
  2. 3Sat
    • 12.67 → 12.713 days after the RBA rise to 4.60%
      +0.04

Also from Darling Downs Bank: New Auto Loan Secured Fixed 36 Months 9.19% · New Auto Loan Secured Variable 9.58% · Auto Loan Secured Variable 14.61%

As of 1 November 2026, the Darling Downs Bank Auto Loan Secured Fixed 36 Months has a comparison rate of 12.75% (from 11.75% advertised), ranking 92nd of 98 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $150 application · $8 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 15 October 2026, 15 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.