As of 18 September 2026, the Hume Bank Unsecured Personal Loan has a comparison rate of 12.71% (from 12.49% advertised), ranking 181st of 212 unsecured loans tracked by BankMate and sitting 4.42 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for home improvement with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
12.71%comparison rate p.a.
from 12.49% advertised · Unsecured · fixed · home improvement
No application, monthly or annual fee.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Unsecured Personal Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 12.49% p.a.
- Comparison rate
- 12.71% p.a.
- Rate type
- Fixed
Fees
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- From $2,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
Eligibility
- Minimum age
- 18
About this product
No matter if its home renovations or holidays, we offer personal loans with low fixed rates and free online redraw for all occasions