Personal loan · Unsecured · Fixed
Unsecured Personal Loan
12.71%comparison rate p.a.
from 12.49% advertised · Unsecured · fixed · any purpose
67th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $150 application.
- Advertised rate
- from 12.49% p.a.
- Application fee
- $150
- Loan amount
- From $2,000
- Minimum age
- 18
- Comparison rate
- 12.71% p.a.
- Monthly fee
- None
- Advertised rate
- from 12.49% p.a.
- Comparison rate
- 12.71% p.a.
- Rate type
- Fixed
- Application fee
- $150
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $2,000
- Loan term
- 1 year to 5 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
- Minimum age
- 18
- Residency
- Australian residents only
- Unsecured Personal Loan
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
No matter if its home renovations or holidays, we offer personal loans with low fixed rates and free online redraw for all occasions
Also from Hume Bank: Secured Personal Loan 8.70%
As of 3 November 2026, the Hume Bank Unsecured Personal Loan has a comparison rate of 12.71% (from 12.49% advertised), ranking 67th of 84 unsecured loans tracked by BankMate and sitting 2.07 points above the unsecured market average of 10.64%. It is an unsecured fixed-rate loan for any purpose with fees of $150 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.