Personal loan · Unsecured · Variable
Personal Loan
10.13%comparison rate p.a.
from 9.99% advertised · Unsecured · variable · any purpose
38th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $98 application.
- Advertised rate
- from 9.99% p.a.
- Application fee
- $98
- Loan amount
- From $5,000
- Minimum age
- 18
- Comparison rate
- 10.13% p.a.
- Monthly fee
- None
- Advertised rate
- from 9.99% p.a.
- Comparison rate
- 10.13% p.a.
- Rate type
- Variable
- Application fee
- $98
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $10
- Loan amount
- From $5,000
- Loan term
- Up to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Minimum age
- 18
- Residency
- Australian residents only
- Personal Loan
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
Borrow for any worthwhile purpose from the latest in big ticket electronics, white goods and household items to holidays, cars, boats and bikes. You can also refinance or consolidate your loans from other lenders.
Also from Police Bank: Driveaway Car Loan 7.13%
As of 2 November 2026, the Police Bank Personal Loan has a comparison rate of 10.13% (from 9.99% advertised), ranking 38th of 84 unsecured loans tracked by BankMate and sitting 0.51 points below the unsecured market average of 10.64%. It is an unsecured variable-rate loan for any purpose with fees of $98 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.