Personal Loan

As of 18 September 2026, the Qudos Bank Personal Loan has a comparison rate of 10.53% (from 9.49% advertised), ranking 142nd of 212 unsecured loans tracked by BankMate and sitting 6.60 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of $150 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

10.53%comparison rate p.a.

from 9.49% advertised · Unsecured · variable · any purpose

Fees: $150 application.

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Rate over time

Comparison rate · lenders publish the lowest rate in their range

Personal Loan
RBA cash rate
Unsecured average

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate: from 9.49% p.a.
Comparison rate: 10.53% p.a.
Rate type: Variable

Fees

Application fee: $150
Monthly fee: None
Annual fee: None
Early repayment fee: None

Loan terms

Loan amount: $5,000 – $25,000
Loan term: 1 year to 7 years
Extra repayments: Yes
Early payout: Yes
Redraw: No
Flexible repayment frequency: Yes

Eligibility

Minimum age: 18

About this product

With a great rate and no account keeping fees on our personal loan product, get what you want now, and feel great knowing you're getting a great deal.

Compare all personal loans