As of 18 September 2026, the RACQ Bank Unsecured Personal Loan has a comparison rate of 11.67% (from 11.49% advertised), ranking 162nd of 212 unsecured loans tracked by BankMate and sitting 5.46 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
from 11.49% advertised · Unsecured · variable · any purpose
No application, monthly or annual fee.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Unsecured Personal Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 11.49% p.a.
- Comparison rate
- 11.67% p.a.
- Rate type
- Variable
Fees
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $3,000 – $60,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18
About this product
RACQ Bank wants to give you more freedom when it comes to your personal finances. It doesn’t matter if it’s a wedding, holiday or even a boat, when it comes to getting more from your personal loan, trust RACQ Bank and reach your goals sooner.