RACQ Bank personal loans
3 personal loans. Comparison rate · ranked within unsecured or secured loans.
Unsecured · 2
Unsecured · variable · any purpose · $120 application
11.67%56th of 84comparison · from 11.49% advertised
- Advertised rate
- from 11.49% p.a.
- Comparison rate
- 11.67% p.a.
- Rate type
- Variable
- Application fee
- $120
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $3,000 – $60,000
- Extra repayments
- Yes
Unsecured · variable · debt consolidation · $120 application
13.17%71st of 84comparison · from 12.99% advertised
- Advertised rate
- from 12.99% p.a.
- Comparison rate
- 13.17% p.a.
- Rate type
- Variable
- Application fee
- $120
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $3,000 – $60,000
- Extra repayments
- Yes
Secured · 1
comparison · from 8.19% advertised
- Advertised rate
- from 8.19% p.a.
- Comparison rate
- 8.36% p.a.
- Rate type
- Fixed
- Application fee
- $120
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $3,000 – $100,000
- Loan term
- Up to 7 years
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
No changes recorded for RACQ Bank's personal loans since tracking began on 12 September 2026.
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare personal loans · Personal loan report
Notes on RACQ Bank personal loans
to leave a note.
As of 2 November 2026, RACQ Bank has three personal loans tracked by BankMate, two unsecured and one secured. Its lowest comparison rate is 11.67% on the Unsecured Personal Loan (unsecured · variable · any purpose), ranking 56th of 84 unsecured loans and sitting 1.03 points above the unsecured market average of 10.64%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.