Personal loan · Secured · Fixed
Fixed Rate Car Loan
8.36%comparison rate p.a.
from 8.19% advertised · Secured · fixed · car loan
59th of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $120 application.
- Advertised rate
- from 8.19% p.a.
- Application fee
- $120
- Loan amount
- $3,000 – $100,000
- Minimum age
- 18
- Comparison rate
- 8.36% p.a.
- Monthly fee
- None
- Advertised rate
- from 8.19% p.a.
- Comparison rate
- 8.36% p.a.
- Rate type
- Fixed
- Application fee
- $120
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $3,000 – $100,000
- Loan term
- Up to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
- Minimum age
- 18
- Residency
- Australian residents only
- Fixed Rate Car Loan
- RBA cash rate
No changes recorded for this product since tracking began on 12 September 2026.
Take out a secured car loan with RACQ Bank so you have the flexibility to choose a car that is suited to your lifestyle. Car finance with RACQ Bank means you'll receive the same low interest rates for car loans on new or used cars.
Also from RACQ Bank: Unsecured Personal Loan 11.67% · Debt Consolidation Loan 13.17%
As of 3 November 2026, the RACQ Bank Fixed Rate Car Loan has a comparison rate of 8.36% (from 8.19% advertised), ranking 59th of 98 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $120 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.