As of 18 September 2026, the RACQ Bank Fixed Rate Car Loan has a comparison rate of 8.36% (from 8.19% advertised), ranking 28th of 48 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
8.36%comparison rate p.a.
from 8.19% advertised · Secured · fixed · car loan
No application, monthly or annual fee.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Fixed Rate Car Loan
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 8.19% p.a.
- Comparison rate
- 8.36% p.a.
- Rate type
- Fixed
Fees
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $3,000 – $100,000
- Loan term
- 7 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18
About this product
Take out a secured car loan with RACQ Bank so you have the flexibility to choose a car that is suited to your lifestyle. Car finance with RACQ Bank means you'll receive the same low interest rates for car loans on new or used cars.