Personal loan · Unsecured · Variable
Unsecured Personal Loan
11.67%comparison rate p.a.
from 11.49% advertised · Unsecured · variable · any purpose
56th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $120 application.
- Advertised rate
- from 11.49% p.a.
- Application fee
- $120
- Loan amount
- $3,000 – $60,000
- Minimum age
- 18
- Comparison rate
- 11.67% p.a.
- Monthly fee
- None
- Advertised rate
- from 11.49% p.a.
- Comparison rate
- 11.67% p.a.
- Rate type
- Variable
- Application fee
- $120
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $3,000 – $60,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
- Minimum age
- 18
- Residency
- Australian residents only
- Unsecured Personal Loan
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
RACQ Bank wants to give you more freedom when it comes to your personal finances. It doesn’t matter if it’s a wedding, holiday or even a boat, when it comes to getting more from your personal loan, trust RACQ Bank and reach your goals sooner.
Also from RACQ Bank: Fixed Rate Car Loan 8.36% · Debt Consolidation Loan 13.17%
As of 3 November 2026, the RACQ Bank Unsecured Personal Loan has a comparison rate of 11.67% (from 11.49% advertised), ranking 56th of 84 unsecured loans tracked by BankMate and sitting 1.03 points above the unsecured market average of 10.64%. It is an unsecured variable-rate loan for any purpose with fees of $120 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.