RACQ Bank term deposits

RACQ Bank also offers savings accounts, home loans and personal loans · Provider overview →

As of 18 September 2026, RACQ Bank has one term deposit product tracked by BankMate, over 14 terms from 3 months to 5 years. Its highest rate is 5.45% p.a. on the Term Deposit for 6 months, 1st of 547 6-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 4 September 2026.

Best rate: 5.45%; 6 months · Term Deposit
Market rank: #1; of 547 6-month deposits
Terms: 14; 1 product
Last change: 4 Sept 2026; 2 changes on record

Rates over time

Best 12-month rate per product

Term Deposit
RBA cash rate
Market average · 12-month deposits

What changed

2 changes since 9 Apr 2026

4 Sept 2026
Term Deposit · 2 terms up 0.15 to 0.25
- 3-month 5.00 → 5.25
- 6-month 5.30 → 5.45
mixed
1 July 2026
Term Deposit · 3 terms moved in both directions
- 3-month 4.90 → 5.00
- 7-month 5.25 → 3.50
- 12-month 5.45 → 5.35
mixed

Term deposits

Best rate per product, by term · ranked within each term

Term Deposit
interest annually or quarterly · from $0 · 14 terms
3 mo 5.25%6 mo 5.45%9 mo 3.75%1 yr 5.35%2 yr 3.30%3 yr 3.30%5 yr 3.30%4 yr 3.30%
5.45%#1 of 547

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

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