Personal loan · Unsecured · Variable
Debt Consolidation Loan
13.17%comparison rate p.a.
from 12.99% advertised · Unsecured · variable · debt consolidation
71st of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $120 application.
- Advertised rate
- from 12.99% p.a.
- Application fee
- $120
- Loan amount
- $3,000 – $60,000
- Minimum age
- 18
- Comparison rate
- 13.17% p.a.
- Monthly fee
- None
- Advertised rate
- from 12.99% p.a.
- Comparison rate
- 13.17% p.a.
- Rate type
- Variable
- Application fee
- $120
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $3,000 – $60,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
- Minimum age
- 18
- Residency
- Australian residents only
- Debt Consolidation Loan
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
We can consolidate your debt into one, easy to manage unsecured debt consolidation loan.
Also from RACQ Bank: Fixed Rate Car Loan 8.36% · Unsecured Personal Loan 11.67%
As of 3 November 2026, the RACQ Bank Debt Consolidation Loan has a comparison rate of 13.17% (from 12.99% advertised), ranking 71st of 84 unsecured loans tracked by BankMate and sitting 2.53 points above the unsecured market average of 10.64%. It is an unsecured variable-rate loan for debt consolidation with fees of $120 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.