Savings account

Arab Bank Personal Online Savings Account

3.00%p.a. total

No bonus conditions: the rate is paid every month

131st of 151 savings accounts · market average 4.37%

The RBA raised the cash rate to 4.60% on 30 September. Personal Online Savings Account hasn't moved yet.

What it asks

Nothing each month
Each month

Nothing. The rate is paid every month.

Who can open it

Anyone

Balance

The top rate is paid on balances up to $49,999.

Compare all 151 accounts

Rate history

No change since tracking began on 23 Mar
  • Personal Online Savings Account
  • RBA cash rate
  • Market average
3.003.504.004.50AprJunAugOctToday3.00% p.a. today

No changes recorded for this account since tracking began on 23 March 2026.

  1. #61MarMar 2026: ranked 61 of 64
  2. #73AprApr 2026: ranked 73 of 76
  3. #77MayMay 2026: ranked 77 of 79
  4. #78JunJune 2026: ranked 78 of 79
  5. #79JulJuly 2026: ranked 79 of 80
  6. #79AugAug 2026: ranked 79 of 80
  7. #107SepSep 2026: ranked 107 of 120
  8. #130OctOct 2026: ranked 130 of 150
  9. #131NowNov 2026: ranked 131 of 151
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

Mostly outside the top half of accounts over the last 9 months: from #130 of 150 in Oct 2026 to #79 of 80 in July 2026.

Interest a year
$1,500
Each month
$125
Against the average (4.37%)
−$684

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

Up to $50.0k3.00%
$50k – $500.0k4.85%
$500k+4.95%

Notes from savers

to leave a note.

Pays 3.00% p.a. with no bonus conditions as of 2 November 2026. Ranks 131st of 151 savings accounts tracked by BankMate, 1.37 points below the average of 4.37%. It has not changed since tracking began on 23 March 2026. From Arab Bank's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·