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Queensland Country Bank · Savings account

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Bonus Saver

Pays 4.35% p.a. total (0.15% base plus 4.20% bonus) as of 18 September 2026. Ranks 80th of 93 savings accounts tracked by BankMate, 0.51 points below the average of 4.86%. The rate last rose on 20 May 2026, 14 days after the RBA raised the cash rate to 4.35%.

4.35%p.a.

0.15% base + 4.20% bonus · bonus up to $250,000 · variable

Go to Queensland Country Bank

Rate over time

Total rate, conditions met
  • Bonus Saver
  • RBA cash rate
  • Market average
0.002.004.00MayJunJulAugToday4.35% p.a. today

Position among 93 accounts

By month, end of month
  1. Apr 2026: ranked 76 of 88
  2. May 2026: ranked 74 of 91
  3. June 2026: ranked 77 of 91
  4. July 2026: ranked 80 of 92
  5. Aug 2026: ranked 80 of 92
  6. Sept 2026: ranked 80 of 93
Apr 2026This month

Mostly outside the top half of accounts over the last 6 months: from #74 of 91 in May 2026 to #80 of 92 in July 2026.

Changes

3 on record since 2 Apr 2026
  1. 4.10 → 4.35Bonus rate · 14 days after the RBA rise to 4.35%
    +0.25
  2. 3.90 → 4.10Bonus rate · 27 days after the RBA rise to 4.10%
    +0.20
  3. 0.15 → 3.90Bonus rate · 21 days after the RBA rise to 4.10%
    +3.75

Conditions for the bonus rate

Checked each month
Monthly deposits
$20/month
Withdrawals
Not allowed
Balance range
$0 - $250,000
Age
18+ years

On your balance

Saved with your preferences
Interest this year
Each month
Against the average account (4.86%)
Rate by balance
Up to $250k
4.35%

Notes from savers

to leave a note.