Australian Mutual Bank Essential Saver account vs Australian Mutual Bank Starter Saver account
Australian Mutual Bank Starter Saver account pays $125 more a year on $50,000 than Australian Mutual Bank Essential Saver account.
Where they differThe rate (5.50% against 5.75%), how much of a balance the top rate covers and who can open it.
The same on bothOne rate with nothing to do each month and no minimum balance.
Rates over time
Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.
As of 9 November 2026, Australian Mutual Bank Essential Saver account pays 5.50% with nothing to do each month, and Australian Mutual Bank Starter Saver account pays 5.75% with nothing to do each month. On $50,000, that's $2,750 against $2,875 a year, $125 more from Australian Mutual Bank Starter Saver account. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.