BankMate
CompareQuestionsLeaders
Savings · Side by side

Australian Mutual Bank Momentum Saver account vs Australian Mutual Bank Starter Saver account

5.60% a year from 1 Dec
5.75% a year from 12 Nov
vs
These are open to different people: Australian Mutual Bank Momentum Saver account to anyone, Australian Mutual Bank Starter Saver account only to anyone under 30.
Interest a year on $50,000, with the conditions met
$2,800
5.60% on this balance
$2,875
5.75% on this balance

Australian Mutual Bank Starter Saver account pays $75 more a year on $50,000 than Australian Mutual Bank Momentum Saver account.

Drag to try another balance

Where they differThe rate (5.60% against 5.75%), the conditions on the bonus, how much of a balance the top rate covers and who can open it.

The same on bothNo minimum balance.

Australian Mutual Bank LTDMomentum Saver account
Australian Mutual Bank LTDStarter Saver account
Interest a year without meeting the conditions
on $50,000
$50
at the base rate
$2,875
No conditions to miss
+$2,825 · More without meeting the conditions
Total rate
base plus bonus
5.60%
from 1 Dec · 5.35% until then
5.75%
from 12 Nov · 5.50% until then
+0.15 · Higher total rate
Base rate
paid whatever you do
0.10%
now
5.75%
from 12 Nov
+5.65 · Higher base rate
Bonus rate
5.25%
now
+5.25 · Higher bonus rate
None
one rate, nothing to do
Top rate paid up to
$250k
+$200k · Covers more of a balance
$50k
What the bonus asks each month
  1. A deposit of at least $100
  2. No withdrawals
Nothing
Who can open it
Anyone
Anyone under 30
Rank by total rate
16th of 117
among accounts open to adults
9th of 117
among accounts open to adults
Last rate change
1 Oct 2026
up 0.25
1 Oct 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Australian Mutual Bank Momentum Saver account
Go to siteMore about this account
Australian Mutual Bank Starter Saver account
Go to siteMore about this account

As of 9 November 2026, Australian Mutual Bank Momentum Saver account pays 5.60% with its monthly conditions met, and Australian Mutual Bank Starter Saver account pays 5.75% with nothing to do each month. On $50,000, that's $2,800 against $2,875 a year, $75 more from Australian Mutual Bank Starter Saver account. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 151 accounts

Other comparisons

ING Savings Maximiser vs Macquarie Savings AccountING Savings Accelerator vs ING Savings MaximiserING Savings Maximiser vs ubank Save accountMacquarie Savings Account vs ubank Save accountUp Saver vs ubank Save accountING Savings Maximiser vs Westpac LifeCommBank GoalSaver vs CommBank NetBank SaverBankwest Easy Saver vs Bankwest Hero SaverSt George Incentive Saver vs St George Maxi SaverNAB iSaver vs NAB Reward SaverBOQ Future Saver Account vs BOQ Simple Saver AccountING Savings Maximiser vs Rabobank High Interest Savings AccountANZ Plus Growth Saver vs Westpac LifeCommBank GoalSaver vs Macquarie Savings AccountBankwest Easy Saver vs Macquarie Savings AccountANZ Progress Saver vs NAB Reward SaverANZ Online Saver vs NAB iSaverNAB Reward Saver vs Westpac LifeANZ Progress Saver vs CommBank GoalSaver
A savings account against a term depositWhat each pays over the same term on your balance