Savings · Side by side

Gateway Bank Dollaroo Junior Savers vs Gateway Bank eMax Saver Account

4.00% a year
4.13% a year
vs
These are open to different people: Gateway Bank Dollaroo Junior Savers only to anyone under 16, Gateway Bank eMax Saver Account to anyone.
Interest a year on $50,000
$2,000
4.00% on this balance
$2,064
4.13% on this balance

Gateway Bank eMax Saver Account pays $64 more a year on $50,000 than Gateway Bank Dollaroo Junior Savers.

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Where they differThe rate (4.00% against 0.60%), how much of a balance the top rate covers and who can open it.

The same on bothOne rate with nothing to do each month and no minimum balance.

Gateway BankDollaroo Junior Savers
Gateway BankeMax Saver Account
Rate on your $50,000
4.00%
one rate on all of it
4.13%
+0.13 · Higher rate on this balance
Total rate
4.00%
+3.40 · Higher total rate
0.60%
Top rate paid up to
No cap
Covers all of it · Covers more of a balance
$1,000
Who can open it
Anyone under 16
Anyone
Rank by total rate
77th of 114
among accounts open to under-18s
112th of 118
among accounts open to adults
Last rate change
14 Oct 2026
up 0.25
14 Oct 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Gateway Bank Dollaroo Junior Savers
Go to siteMore about this account
Gateway Bank eMax Saver Account
Go to siteMore about this account

As of 10 November 2026, Gateway Bank Dollaroo Junior Savers pays 4.00% with nothing to do each month, and Gateway Bank eMax Saver Account pays 0.60% with nothing to do each month. On $50,000, that's $2,000 against $2,064 a year, $64 more from Gateway Bank eMax Saver Account. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

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Other comparisons

A savings account against a term depositWhat each pays over the same term on your balance