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Gateway Bank eMax Saver Account vs Gateway Bank Goal Saver

4.13% a year
4.60% a year
vs
These are open to different people: Gateway Bank eMax Saver Account to anyone, Gateway Bank Goal Saver to anyone 18 or over.
Interest a year on $50,000, with the conditions met
$2,064
4.13% on this balance
$2,300
4.60% on this balance

Gateway Bank Goal Saver pays $236 more a year on $50,000 than Gateway Bank eMax Saver Account.

Drag to try another balance

Where they differThe rate (0.60% against 4.60%), the conditions on the bonus, how much of a balance the top rate covers and who can open it.

The same on bothNo minimum balance.

Gateway BankeMax Saver Account
Gateway BankGoal Saver
Interest a year without meeting the conditions
on $50,000
$2,064
No conditions to miss
+$2,014 · More without meeting the conditions
$50
at the base rate
Rate on your $50,000
4.13%
4.60%
one rate on all of it
+0.47 · Higher rate on this balance
Total rate
base plus bonus
0.60%
4.60%
+4.00 · Higher total rate
Base rate
paid whatever you do
0.60%
the whole rate
+0.50 · Higher base rate
0.10%
Bonus rate
None
one rate, nothing to do
4.50%
with the conditions met
+4.50 · Higher bonus rate
Top rate paid up to
$1,000
$100k
+$99k · Covers more of a balance
What the bonus asks each month
Nothing
  1. A balance at least $250 higher than it started
Who can open it
Anyone
Anyone 18 or over
Rank by total rate
111th of 117
among accounts open to adults
79th of 117
among accounts open to adults
Last rate change
14 Oct 2026
up 0.25
14 Oct 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Gateway Bank eMax Saver Account
Go to siteMore about this account
Gateway Bank Goal Saver
Go to siteMore about this account

As of 9 November 2026, Gateway Bank eMax Saver Account pays 0.60% with nothing to do each month, and Gateway Bank Goal Saver pays 4.60% with its monthly conditions met. On $50,000, that's $2,064 against $2,300 a year, $236 more from Gateway Bank Goal Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 151 accounts

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