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Cairns bank · Term deposit · 1 term
LiveTerm deposits 3mths under $500,000
The Cairns bank Term deposits 3mths under $500,000 pays up to 4.75% p.a. as of 18 September 2026, over a 36-month term, 75th of 345 36-month deposits tracked by BankMate. Interest is paid at maturity, from a $1,000 deposit. Its rates last changed on 30 June 2026.
4.75%p.a. · 3 years
interest at maturity; from $1,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- 3 years
- RBA cash rate
- Market average · 12-month deposits
Changes
2 changes since 9 Apr 2026- Term deposits 3mths under $500,000 · 36-month 4.00 → 4.75+0.75
- Term deposits 3mths under $500,000 · 36-month 3.90 → 4.0020 days after the RBA rise to 4.35%+0.10
Rates by term
Ranked within each term- 3 years
- 4.75% · #75 of 345 36-month deposits
Deposit
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
Interest
- Paid
- At maturity
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
Cairns Bank term deposits pay a fixed rate of interest for a fixed term with interest paid at maturity.