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Cairns bank · Term deposit · 1 term

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Term deposits 24mths under $500,000

The Cairns bank Term deposits 24mths under $500,000 pays up to 3.75% p.a. as of 18 September 2026, over a 5-month term, 400th of 547 6-month deposits tracked by BankMate. Interest is paid at maturity, from a $1,000 deposit. Its rates last changed on 1 September 2026.

3.75%p.a. · 5 months

interest at maturity; from $1,000

Early withdrawal is not allowed.

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Rates over time

Best rate per term
  • 6 months
  • RBA cash rate
  • Market average · 12-month deposits
3.504.004.50MayJunJulAugToday3.75

Changes

1 change since 9 Apr 2026
  1. Term deposits 24mths under $500,000 · 5-month 3.65 → 3.75
    +0.10

Rates by term

Ranked within each term
6 months
3.75% · #400 of 547 6-month deposits

Deposit

Minimum deposit
$1,000
Maximum deposit
$1,000,000

Interest

Paid
At maturity
Compounding
monthly

Early withdrawal

Before maturity
Not allowed

About this product

Cairns Bank term deposits pay a fixed rate of interest for a fixed term with interest paid at maturity.

Compare all term deposits