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Cairns bank · Term deposit · 4 terms
LiveTerm deposits 12mths over $500,000 mthly interest
The Cairns bank Term deposits 12mths over $500,000 mthly interest pays up to 4.75% p.a. as of 18 September 2026, over a 23-month term, 156th of 394 24-month deposits tracked by BankMate. It is offered over four terms from 23 months to 3 years, with interest paid monthly, from a $1,000 deposit. Its rates last changed on 30 June 2026.
4.75%p.a. · 23 months
interest monthly; from $1,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 2 years
- 3 years
Changes
2 changes since 9 Apr 2026- Term deposits 12mths over $500,000 mthly interest · 4 terms up 0.45 to 0.75mixed
- 23-month 4.30 → 4.75
- 24-month 4.30 → 4.75
- 35-month 3.75 → 4.50
- 36-month 3.75 → 4.50
- Term deposits 12mths over $500,000 mthly interest · 4 terms up 0.10 to 0.2020 days after the RBA rise to 4.35%mixed
- 23-month 4.10 → 4.30
- 24-month 4.10 → 4.30
- 35-month 3.65 → 3.75
- 36-month 3.65 → 3.75
Rates by term
Ranked within each term- 2 years
- 4.75% · #156 of 394 24-month deposits
- 3 years
- 4.50% · #117 of 345 36-month deposits
Deposit
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
Interest
- Paid
- Monthly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
Cairns Bank term deposits pay a fixed rate of interest for a fixed term with interest paid monthly.